In today’s world, it’s so easy to make a spontaneous purchase. With just a few clicks, we can have whatever we want delivered right to our doorsteps. While there’s nothing wrong with the occasional spontaneous purchase, if we’re not careful, they can really add up and put a strain on our finances.
This leads to a lot of financial stress. If you’re trying to get your spending under control, here are a few tips on how to stop making spontaneous purchases.
Real-life Scenario
I am scrolling through FaceBook and I see a therapy sound watch called the WAVwatch, that listed many benefits including anxiety, emotional eating, insomnia & pain (for headaches) caught my eye.
There are 850 sound frequency’s to correct imbalances in the body. Even more exciting, they say the sound heals on a physical level because it so deeply touches and transforms us on an emotional and spiritual level.
In addition, it can play a positive role in the treatment of virtually any medical disorder. Very intriguing!
I reviewed the price and then saw it was 100% satisfaction guaranteed or your money back. I have to admit I was getting excited.
What closed the deal?
They were offering $100 off the WAVwatch! You can get it too by putting in the code Renee100.
My point is to realize how you are being marketed to constantly. When you can realize this, it can make things a little easier.
Now, if you want to avoid impulse purchases, here are some tips to consider:
1. Recognize your triggers.
Are there certain things that trigger your impulses to spend? For some people, it’s boredom, for others it’s impulse buying online when they see something they think is a good deal. Many people I talk to, it’s emotional or exciting. Once you know what your triggers are, you can be on the lookout for them and avoid succumbing to temptation.
2. Make a list—and stick to it!
A great way to avoid making spontaneous purchases is to plan out your shopping in advance. Make a list of the things you need and stick to it when you’re at the store. You’ll be less likely to cave in and buy something you don’t really need if you have a specific plan in mind. Check out How to save more and spend less – 13 actionable tips that work.
3. Give yourself time to think.
If you see something you want but aren’t sure if you need it, give yourself 24 hours before making a decision. This will help you avoid those spur-of-the-moment purchases that you may end up regretting later.
4. Pay with cash.
When you use credit or debit cards, it’s easy to lose track of how much money you’re actually spending. If possible, pay for your purchases with cash instead. This will help you stay mindful of your spending and avoid overspending.
Conclusion:
Spontaneous purchases can really add up and cause financial stress down the road. If you’re trying to get your spending under control, be mindful of your triggers and make a plan before heading to the store. By following these simple tips, you’ll be on your way to avoiding unnecessary debt and saving money in the long run!
Learn More!
I hope you found this information helpful!
Any recommendations I make should be taken into consideration with your values and goals. You should make the best decision that aligns with your family’s values.
As a Financial Coach, my mission is to help families save more, spend less so they can buy and do the things most important to them and spend their time and energy focusing on their kids.
Spending quality time with your kids is more important than stressing about finances. Instead of going to friends and family and sharing your financial struggles, reach out to me. I love talking about money, values, assessments and strategies to make positive changes to your financial habits to live a life you love.
Stressed About Finances?
I understand because I’ve been through some really challenging financial situations. Learn more about me.
I’m a kind, heart-centered coach who is excited to help you! If you’re struggling with your finances, get the results you want – I promise to keep you accountable and help you manage your finances successfully . I have a 100% guaranteed or your money back for the 1st session!
Finally, I wish you success in your financial journey😊
Join the private Facebook community to get tips, tricks & hacks to save more, spend less & build excellent credit
Follow me on YouTube to get tips, tools and helpful resources to CRUSH your financial goals!
1:1 Coaching:
Get personalized coaching focused on you
