Renee Hugger, AFC (Accredited Financial Counselor) Blog Page

Blog Introduction: It’s the most wonderful time of the year…or is it? For some, Christmas is a time to celebrate with family and friends. For others, it’s a time to stress out about money, gifts, and cooking the perfect holiday meal. Do you have financial stress? If so, read “How to reduce financial stress”.

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So what’s the verdict for you? Is Christmas a celebration or an obligation? Let’s take a closer look.

The Case for Celebration

For many people, Christmas is the best time of year. It’s a time to take a break from work, spend time with loved ones, and relax. There’s no pressure to perform or meet anyone’s expectations but your own. You can just sit back, put your feet up, and enjoy the season.

The above is definitely the BEST way to celebrate Christmas!

Keep your holiday budget in check by preparing and planning ahead. If you are the one preparing a celebration, check out 11 affordable recipe’s to make on holiday gatherings. I think this is a great article.

The Case for Obligation

For others, Christmas is more of a burden and filled with anxiety rather than joy. They feel like they HAVE to spend money they don’t have on gifts they don’t need. This breaks my heart! It really doesn’t have to be this way. Want to relieve stress and anxiety? Check out the WAVwatch. Get $100 off by using the code Renee100. This works amazing for me. Get in touch with any questions!

However, for some, if patterns are broken in the family – there are consequences. They know what the consequences are from relatives that have broken traditions or the patterns expected of them.

In addition, they have to put on a brave face and pretend everything is fine, even if it isn’t. Why do you feel obligated to do this?

Even more, they have to cook huge meals and entertain guests. It all becomes too much—and instead of enjoying the holidays, they end up dreading them. This is so sad.

What are your Values?

Learning about your values (what’s most important to you) can have a great, positive impact in your life. Your values guide you in life and help you realize what you like and dislike.

One more thing…

So which is it? Is Christmas a celebration or an obligation? The answer is…it depends. For some people, it’s a time to celebrate. For others, it’s more of a burden than anything else.

If you find yourself feeling stressed and overwhelmed this holiday season, remember that it’s okay to take a step back and do what’s best for you. After all, that’s what the holidays are all about—spending time with loved ones and making memories that will last a lifetime. I support you in in enjoying the celebration, no matter how hard it is.

Learn More!

I hope you found this information helpful!

Any recommendations I make should be taken into consideration with your values and goals. You should make the best decision that aligns with your family’s values.

As a Financial Coach, my mission is to help families save more, spend less so they can buy and do the things most important to them and spend their time and energy focusing on their kids.

Spending quality time with your kids is more important than stressing about finances. Instead of going to friends and family and sharing your financial struggles, reach out to me. I love talking about money, values, assessments and strategies to make positive changes to your financial habits to live a life you love.

Stressed About Finances?

I understand because I’ve been through some really challenging financial situations. Learn more about me.

I’m a kind, heart-centered coach who is excited to help you! If you’re struggling with your finances, get the results you want – I promise to keep you accountable and help you manage your finances successfully . I have a 100% guaranteed or your money back for the 1st session!

Finally, I wish you success in your financial journey😊

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