Renee Hugger, AFC (Accredited Financial Counselor) Blog Page

Here are 11 creative ideas on how to enjoy the holidays by giving without buying Christmas gifts. This isn’t to say you shouldn’t give gifts. Just some creative ideas on how to expand your thoughts and ideas instead of spending money. Keep financial stress in check by keeping your holiday budget on track.

It’s important to remember why you’re celebrating. It’s not meant for you to go in to debt. If you are living paycheck to paycheck here’s the best way to budget.

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13 Ideas for Christmas Giving instead of Buying Gifts

1.Send eCards instead of mailed cards

2.Write a holiday poem or limerick as a holiday gift and share it with friends and family; This would touch my heart!

3.Plan holiday activities instead of buying gifts. You could organize holiday activities for kids, host a holiday movie night, karaoke night or game night.

4. Give holiday recipes instead of buying gifts

5. Instead of buying holiday gifts, create a holiday spending plan, then save the money instead. Then decide the best use for your money.

6. Thoughtful gifts outshine expensive gifts! Make homemade gifts, such as crafty ornaments, decorations or holiday cookies and treats. – check out Pinterest to get some inspiration! My favorite homemade gift to receive are homemade caramel rolls & jelly!

7. Give the gift of time by exchanging services instead of buying gifts. Think about what you’re really good at. Maybe you are an excellent photographer, chef, baker or fantastic nail artist! A few other examples are offering to buy groceries, run errands or help someone with holiday shopping & decorating

8.Make a holiday dinner together with friends or family.

9. create a holiday album on your iPhone and share it on the big screen tv for everyone to see your memories.

10. Put together a holiday playlist of songs from different decades;

11. Offer holiday-themed activities such as holiday scavenger hunts and holiday game nights; My all-time, favorite holiday game is “Happy Holidays”! If you love holiday carols and songs, you will love this game!

12. Have a holiday themed potluck with each person bringing a dish, appetizer and beverage.

13. Exchange homemade holiday gifts instead of bought ones – for example, knitted scarves or home-sewn blankets or holiday-themed art.

These are just some creative ideas on how to enjoy the holiday season without buying gifts. Why not switch things up this holiday season and try something new? With these creative ideas, friends and family can enjoy the holiday season without spending their hard earned money on gifts. In addition, these ideas will make your holiday season special without breaking the bank.

Happy Holidays! 🙂

Have fun and be creative! And if you do decide to buy Christmas gifts, make sure to stick to a holiday spending plan so you don’t overspend! 🙂 Cheers to the holiday season!

My wish for you is financial well-being.

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I hope you found this information helpful!

Any recommendations I make should be taken into consideration with your values and goals. You should make the best decision that aligns with your family’s values.

As a Financial Coach, my mission is to help families save more, spend less so they can buy and do the things most important to them and spend their time and energy focusing on their kids.

Spending quality time with your kids is more important than stressing about finances. Instead of going to friends and family and sharing your financial struggles, reach out to me. I love talking about money, values, assessments and strategies to make positive changes to your financial habits to live a life you love.

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Finally, I wish you success in your financial journey😊

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