If you are like me and love being prepared, You are going to like the 7 questions I have for you! When I was a single mom, I was a mortgage lender and was still a little anxious about buying a house. I want you to buy your house with confidence. I am here to help you...
I am looking to buy a new vehicle in 2022! It’s certainly a challenging time! According to the department of labor, used car prices are up 37% in 2021. According to Ivan Drury, senior manager, of insights for the auto website, Edmonds, the average used vehicle...
Let’s look at it as who you are going to do business with when you decide to buy a house. Understanding who is involved in the process of buying your home can also help you understand some of the costs involved. The Realtor They help you find the house you want....
I am helping a client build credit to buy a house. He has student loans that are in collections. He needs to make a large payment to pay off his debt. While this sounds easy, it wasn’t an easy process. How a Financial Coach can help Together we contacted the Dept of...
Here is a scenario of someone who has good credit compared to someone with fair credit. The loan amount is $20,000 and we’ll finance it for 5 years. We’ll say the car is between 1 and 3 years old. What’s the difference? The monthly payment for the...
If you are considering a credit repair agency or company, you are probably very stressed out from the financial challenges you have been through and you just want out. Being in this situation causes us to make decisions quickly so we can get relief from the financial...
Let’s start of with defining debt. Debt is money you owe. This can be money you owe to friends & family or a financial institution. Debt can be hard to face. I know because I am living proof of getting out of debt as a single mom making near poverty wages. I just...
What is Debt settlement? Debt Settlement is really you offering to make one large payment (but not the entire payment) towards the balance of a debt. In return the company forgives the remainder of the debt and the debt is settled and you no longer owe the full...
If you are considering a credit repair agency or company, you are probably very stressed out from the financial challenges you have been through and you just want out. Being in this situation causes us to make decisions quickly so we can get relief from the financial...
Let’s talk about how to really believe you can get out of debt. I am happy you are here and I believe you can do it! Many people find this type of goal setting very motivational. Here is one way I have seen goal setting done without any paper. Lay down in a...
Here are 3 steps to get good credit when you have bad credit. The first step is to set a goal.Write your debts downCheck your credit report. Set a goal in your mind. Many people find this way very motivational. Try it and see if you like it. Close your eyes for a...
Place a security freeze on your credit report for FREE! The 3 major credit reporting agencies, Transunion, Equifax & Experian are offering this service to you. As a matter of fact, placing a freeze is designed to prevent anyone from obtaining credit or getting a...
To get your FREE credit report, go to annualcreditreport.com. From there, you can request your credit report. As a matter of fact, the 3 major credit reporting agencies are Transunion, Equifax & Experian. Additionally, you can request a copy of your credit report...
Here’s how an 18-year-old built credit and bought a house. The determination to build credit and buy a house gave him the buying power to get a mortgage at a very young age. What an accomplishment for an 18-year old! Equally important, he was able to get a great...
It feels awesome when you can save money when shopping for clothes! I will share a few tips on how I save money on clothes. In addition, I’ll share my weaknesses, struggles and successes with my techniques. I saved the best for last! The first step to saving money on...
