Welcome to my new blog about money!

Hi, my name is Renee. Welcome to Smart Saving and Spending!

I decided to start a blog about finances because I enjoy helping people learn about mortgages, loans, credit reports, budgeting and the details of debit and credit cards. I am constantly learning new ways to decrease costs, increase savings and make some extra money. I would like to pass this on to you. I enjoy helping people understand personal finance and I want to share the knowledge I learned working at a community bank along with my personal experiences. My mission is to help you become successful with money along with finding peace and happiness in your financial life.

My goal as a Financial Coach is to inspire, motivate and empower high school students, college students, singles, single parents, married couples, and seniors with financial information to help them confidently manage their money. My intent is to lead them from money irritations to financial happiness.

The baby loons are so small, there are actually two baby loons between Papa loon and Mama loon.

I live in Minnesota and enjoy camping, cross-country skiing and yoga. I have always been more of a saver with splurges at times and then I rein in my spending. I worked at a community bank for 7 years as a Personal Banker helping people get mortgages, personal loans, credit cards, along with opening checking, savings, and IRA’s. I am now a stay-at-home mom.

Do you feel anxious or stressed out about money? You can change your financial life to feel successful and peaceful. I know because, I did it.

Close your eyes, imagine your perfect financial life. Does it currently look like you imagined? If not, you can make it the way you imagined. It is possible and attainable! The recipe to financial happiness is: 1. To believe in yourself. 2. Have determination and 3. A Financial coach to cheer you on and keep you on track.

I would enjoy having a conversation with you to see if financial coaching is right for you. I look forward to hearing from you.

Learn More!

I hope you found this information helpful!

Any recommendations I make should be taken into consideration with your values and goals. You should make the best decision that aligns with your family’s values.

As a Financial Coach, my mission is to help families save more, spend less so they can buy and do the things most important to them and spend their time and energy focusing on their kids.

Spending quality time with your kids is more important than stressing about finances. Instead of going to friends and family and sharing your financial struggles, reach out to me. I love talking about money, values, assessments and strategies to make positive changes to your financial habits to live a life you love.

Stressed About Finances?

I understand because I’ve been through some really challenging financial situations. Learn more about me.

I’m a kind, heart-centered coach who is excited to help you! If you’re struggling with your finances, get the results you want – I promise to keep you accountable and help you manage your finances successfully . I have a 100% guaranteed or your money back for the 1st session!

Finally, I wish you success in your financial journey😊

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Renee Hugger

I am power, single moms to heal from emotional abuse with my proven self-help recovery program to build confidence and thrive, even if she feels humiliated or like nothing will change.

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