How to Keep Your Holiday Budget on Track – Tips for Success

What happens when you are doing great on your budget for the year and in unfamiliar territory with Christmas and looking for guidance? You have been so focused on paying down debt, making payments on time and really don’t want to put any extra expenses on your credit cards or loans for the holiday season.

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You don’t want to ruin all of your progress that you have made over the year, but you also want to enjoy the holidays and not have financial stress. Here are some tips to consider:

  1. Are you trying to impress friends or family?
  2. Are you trying to keep up with the “Jone’s”?
  3. Do you have the “magic of the season” values clashing with the “logical emotions”?
  4. What are your goals for this Christmas? Ready to set goals? Check out “Breaking down a goal to make it manageable“.
  5. Do you want to make changes from last year?
  6. Why do you want to make these changes?
  7. Specifically, what would you like to change?

Knowing your values will greatly help you make these decisions. Your values are what drives your decision making. Not sure what your values are? Check out “What are my Values and why do they Matter”. Not sure hot to identify your values? Read more here.

If you are trying to keep up with the Joneses, your value is “fitting in” or “approval”. If you want to make changes from last year, your values may be “simplicity”, “peace” or “family togetherness”. Once you know your values, it will be much easier to make decisions about your budget for the upcoming holiday season.

It is important to know your values when it comes to budgeting for the Christmas season. This will help you make decisions that align with what is important to you and help keep you on track financially while still enjoying the holidays. If you are unsure of your values, ask yourself why you want to make changes from last year. Knowing your values can help you stay focused on your goals for the Christmas season and make wise financial decisions.

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I hope you found this information helpful!

Any recommendations I make should be taken into consideration with your values and goals. You should make the best decision that aligns with your family’s values.

As a Financial Coach, my mission is to help families save more, spend less so they can buy and do the things most important to them and spend their time and energy focusing on their kids.

Spending quality time with your kids is more important than stressing about finances. Instead of going to friends and family and sharing your financial struggles, reach out to me. I love talking about money, values, assessments and strategies to make positive changes to your financial habits to live a life you love.

Stressed About Finances?

I understand because I’ve been through some really challenging financial situations. Learn more about me.

I’m a kind, heart-centered coach who is excited to help you! If you’re struggling with your finances, get the results you want – I promise to keep you accountable and help you manage your finances successfully . I have a 100% guaranteed or your money back for the 1st session!

Finally, I wish you success in your financial journey😊

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Renee Hugger

I am power, single moms to heal from emotional abuse with my proven self-help recovery program to build confidence and thrive, even if she feels humiliated or like nothing will change.

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